{"id":3,"date":"2023-03-29T15:31:16","date_gmt":"2023-03-29T14:31:16","guid":{"rendered":"http:\/\/criticalloansutah.com\/?page_id=3"},"modified":"2023-03-30T16:14:03","modified_gmt":"2023-03-30T15:14:03","slug":"privacy-policy","status":"publish","type":"page","link":"https:\/\/criticalloansutah.com\/?page_id=3","title":{"rendered":"Privacy Policy"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">Facts<\/h2>\n\n\n\n<p>What does <strong>Critical Loans<\/strong> do with your personal information?<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Why?<\/h2>\n\n\n\n<p>Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this policy carefully to understand what we do.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What?<\/h2>\n\n\n\n<p>The types of personal information we collect and share depend on the product or service you have with us. This information can include:<\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-3\">\n<div class=\"wp-block-column is-layout-flow\" style=\"flex-basis:22%\">\n<ul>\n<li>Social Security number<\/li>\n\n\n\n<li>Income<\/li>\n\n\n\n<li>Payment History<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow\" style=\"flex-basis:78%\">\n<p>and Employment Information<br>and Checking Account Information<br>and Transaction History<\/p>\n<\/div>\n<\/div>\n\n\n\n<p>When you are no longer out customer, we continue to share your information as described in this notice.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">How?<\/h2>\n\n\n\n<p>All financial companies need to share customers personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers personal information; the reasons <strong>Critical Loans<\/strong> chooses to share; and whether you can limit this sharing.<\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-7\">\n<div class=\"wp-block-column is-layout-flow\" style=\"flex-basis:50%\">\n<p class=\"has-text-align-center\"><strong>Reasons we can share your personal information<\/strong><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-text-align-center\"><strong>Does Critical Loans share?<\/strong><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-text-align-center\"><strong>Can you limit this sharing?<\/strong><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-11\">\n<div class=\"wp-block-column is-layout-flow\" style=\"flex-basis:50%\">\n<p><strong>For our everyday business purposes &#8211;<\/strong> such as to process your transactions, maintain your account(s), respond to court orders and legal investigations or report to credit bureaus.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-text-align-center\">Yes<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-text-align-center\">No<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-15\">\n<div class=\"wp-block-column is-layout-flow\" style=\"flex-basis:50%\">\n<p><strong>For our marketing purposes &#8211;<\/strong> to offer our products and services to you.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-text-align-center\">Yes<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-text-align-center\">No<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-19\">\n<div class=\"wp-block-column is-layout-flow\" style=\"flex-basis:50%\">\n<p><strong>For joint marketing with other financial companies<\/strong><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-text-align-center\">No<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-text-align-center\">We don&#8217;t share<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-23\">\n<div class=\"wp-block-column is-layout-flow\" style=\"flex-basis:50%\">\n<p><strong>For our affiliates&#8217; everyday business purposes &#8211;<\/strong> information about your transactions and experiences.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-text-align-center\">No<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-text-align-center\">We don&#8217;t share<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-27\">\n<div class=\"wp-block-column is-layout-flow\" style=\"flex-basis:50%\">\n<p><strong>For our affiliates&#8217; everyday business purposes &#8211;<\/strong> information about your credit worthiness.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-text-align-center\">No<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-text-align-center\">We don&#8217;t share<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-31\">\n<div class=\"wp-block-column is-layout-flow\" style=\"flex-basis:50%\">\n<p><strong>For our affiliates to market to you<\/strong><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-text-align-center\">No<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-text-align-center\">We don&#8217;t share<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-35\">\n<div class=\"wp-block-column is-layout-flow\" style=\"flex-basis:50%\">\n<p><strong>For nonaffiliates to market to you<\/strong><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-text-align-center\">No<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow\" style=\"flex-basis:25%\">\n<p class=\"has-text-align-center\">We don&#8217;t share<\/p>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Questions?<\/h2>\n\n\n\n<p>Call 801-734-5948.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Who we are<\/h2>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-38\">\n<div class=\"wp-block-column is-layout-flow\" style=\"flex-basis:25%\">\n<p><strong class=\"privacy-policy-tutorial\">Who is providing this policy?<\/strong><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow\" style=\"flex-basis:75%\">\n<p>Providers of: small-dollar credit, check-cashing, etc.<\/p>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">What we do<\/h2>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-41\">\n<div class=\"wp-block-column is-layout-flow\" style=\"flex-basis:50%\">\n<p><strong class=\"privacy-policy-tutorial\">How does Critical Loans protect my personal information?<\/strong><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow\" style=\"flex-basis:50%\">\n<p>To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-47\">\n<div class=\"wp-block-column is-layout-flow\" style=\"flex-basis:50%\">\n<p><strong class=\"privacy-policy-tutorial\">How does Critical Loans collect my personal information?<\/strong><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow\" style=\"flex-basis:50%\">\n<p>We collect your personal information, for example, when you:<\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-45\">\n<div class=\"wp-block-column is-layout-flow\" style=\"flex-basis:33.33%\">\n<ul>\n<li>open an account<\/li>\n\n\n\n<li>apply for a loan<\/li>\n\n\n\n<li>pay us by check<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow\" style=\"flex-basis:55%\">\n<p>or provide employment information<br>or give us your income information<\/p>\n<\/div>\n<\/div>\n\n\n\n<p>We also collect your personal information from others, such as credit bureaus, affiliates or other companies.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-50\">\n<div class=\"wp-block-column is-layout-flow\" style=\"flex-basis:50%\">\n<p><strong class=\"privacy-policy-tutorial\">Why can&#8217;t I limit all sharing?<\/strong><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow\" style=\"flex-basis:50%\">\n<p>Federal law gives you the right to limit only:<\/p>\n\n\n\n<ul>\n<li>sharing for affiliates&#8217; everyday business purposes &#8211; information about your credit worthiness<\/li>\n\n\n\n<li>affiliates from using your information to market to you<\/li>\n\n\n\n<li>sharing for nonaffiliates to market to you<\/li>\n<\/ul>\n\n\n\n<p>State laws and individual companies may give you additional rights to limit sharing.<\/p>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Definitions<\/h2>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-53\">\n<div class=\"wp-block-column is-layout-flow\" style=\"flex-basis:15%\">\n<p><strong class=\"privacy-policy-tutorial\">Affiliates<\/strong><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow\" style=\"flex-basis:85%\">\n<p>Companies related by common ownership or control. They can be financial and nonfinancial companies.<\/p>\n\n\n\n<ul>\n<li><strong>Critical Loans does not share with our affiliates<\/strong><\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-56\">\n<div class=\"wp-block-column is-layout-flow\" style=\"flex-basis:15%\">\n<p><strong class=\"privacy-policy-tutorial\">Nonaffiliates<\/strong><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow\" style=\"flex-basis:85%\">\n<p>Companies not related by common ownership or control. They can be financial and nonfinancial companies<\/p>\n\n\n\n<ul>\n<li><strong>Critical Loans does not share with nonaffiliates so they can market to you<\/strong><\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-59\">\n<div class=\"wp-block-column is-layout-flow\" style=\"flex-basis:15%\">\n<p><strong class=\"privacy-policy-tutorial\">Joint marketing<\/strong><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow\" style=\"flex-basis:85%\">\n<p>A formal agreement between nonaffiliated financial companies that together market financial products or services to you.<\/p>\n\n\n\n<ul>\n<li><strong>Critical Loans does not jointly market.<\/strong><\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Other important information<\/h2>\n\n\n\n<p>Policy provided by: <strong>Critical Loans<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Facts What does Critical Loans do with your personal information? Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this policy carefully [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"open","template":"","meta":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/criticalloansutah.com\/index.php?rest_route=\/wp\/v2\/pages\/3"}],"collection":[{"href":"https:\/\/criticalloansutah.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/criticalloansutah.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/criticalloansutah.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/criticalloansutah.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=3"}],"version-history":[{"count":4,"href":"https:\/\/criticalloansutah.com\/index.php?rest_route=\/wp\/v2\/pages\/3\/revisions"}],"predecessor-version":[{"id":38,"href":"https:\/\/criticalloansutah.com\/index.php?rest_route=\/wp\/v2\/pages\/3\/revisions\/38"}],"wp:attachment":[{"href":"https:\/\/criticalloansutah.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=3"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}