Privacy Policy
Facts
What does Critical Loans do with your personal information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this policy carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number
- Income
- Payment History
and Employment Information
and Checking Account Information
and Transaction History
When you are no longer out customer, we continue to share your information as described in this notice.
How?
All financial companies need to share customers personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers personal information; the reasons Critical Loans chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
Does Critical Loans share?
Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations or report to credit bureaus.
Yes
No
For our marketing purposes – to offer our products and services to you.
Yes
No
For joint marketing with other financial companies
No
We don’t share
For our affiliates’ everyday business purposes – information about your transactions and experiences.
No
We don’t share
For our affiliates’ everyday business purposes – information about your credit worthiness.
No
We don’t share
For our affiliates to market to you
No
We don’t share
For nonaffiliates to market to you
No
We don’t share
Questions?
Call 801-734-5948.
Who we are
Who is providing this policy?
Providers of: small-dollar credit, check-cashing, etc.
What we do
How does Critical Loans protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Critical Loans collect my personal information?
We collect your personal information, for example, when you:
- open an account
- apply for a loan
- pay us by check
or provide employment information
or give us your income information
We also collect your personal information from others, such as credit bureaus, affiliates or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
- sharing for affiliates’ everyday business purposes – information about your credit worthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Critical Loans does not share with our affiliates
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies
- Critical Loans does not share with nonaffiliates so they can market to you
Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Critical Loans does not jointly market.
Other important information
Policy provided by: Critical Loans